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Monthly vs 84-day vs yearly recharge: which saves more?

Monthly vs 84-day vs yearly recharge: which saves more?
Quick answerA yearly or 84-day plan saves the most. On Jio, 1.5 GB/day costs about ₹3,900 a year with 28-day recharges but about ₹3,470 with the 84-day plan. For 2 GB/day, switching from 28-day plans to the ₹3,599 yearly plan saves almost ₹950 a year.

A 28-day plan looks cheap, but you need 13 of them in a year, not 12. Here is what a full year costs on Jio’s 1.5 GB/day and 2 GB/day plans when you keep recharging the same plan.

1.5 GB/day on Jio, one year

Plan Recharges per year Cost per year
₹299 / 28 days 13 about ₹3,900
₹579 / 56 days 6.5 about ₹3,775
₹799 / 84 days 4.3 about ₹3,470

2 GB/day and above on Jio, one year

Plan Recharges per year Cost per year
₹349 / 28 days (2 GB) 13 about ₹4,550
₹859 / 84 days (2 GB) 4.3 about ₹3,735
₹3,599 / 365 days (2.5 GB) 1 ₹3,599

Moving from the 28-day 2 GB plan to the yearly plan saves almost ₹950 a year, and you also get more data each day.

When a shorter plan still makes sense

  • You may switch operators or numbers in the next few months.
  • You cannot spend a large amount at once.
  • You are trying a new network to test coverage.

The simple rule

If you are happy with your operator, the 84-day plan is usually the best balance of saving and flexibility. If you are sure for a year, the yearly plan saves the most.

Frequently asked questions

How many 28-day recharges are there in a year?

13, because 365 divided by 28 is about 13. That is why 28-day plans cost more over a year than they seem.

Should I take a yearly recharge?

Only if you are sure you will keep the same number and operator for 12 months.

Is a 30-day plan better than 28 days?

Yes, slightly. You need about 12 recharges a year instead of 13.

Prices are taken from public plan listings in October 2026. Operators change plans often, so always check the final price on the official app or website before you pay.

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RechargePlan Team

We compare prepaid plans from Jio, Airtel, Vi and BSNL using the latest public plan lists and work out the real cost per day. We do not sell recharges or offer free recharge.